Westminster Indemnity Ltd

 

The actual policy wording that will apply to any policy is determined by the final selection of business practices that cover is required for.

If this were the ONLY business practice to be covered then the Policy Wording would be: MM0809

The actual policy wording that is used in any policy can therefore ONLY be determined once the final selection of business practices to be covered is finalised.

Allergy Testing
An allergy is a condition in which your immune system regards an ordinary, harmless substance such as a food, pollen or dust, as a dangerous invader, and responds to it by producing its own antibodies to attack the substance.

This is when you suffer from one or more unpleasant symptoms. An allergy normally causes an instant reaction, such as in the case of a peanut allergy. However, with an intolerance, the culprit, such as milk or wheat, is usually eaten every day.

Therefore your symptoms, caused by the intolerance, never improve, and it is difficult to find the underlying cause. Medication may help to treat the symptoms, but not the root cause. If your symptoms don't clear up after a reasonable amount of time, then the root cause could be an intolerance.

Allery Testing is an attempt to identify the root cause of an allergy or intolerance. A condition of this cover is that there is no breaking of the skin involved in the testing process.

Read our view on:
Unfair Trading Regulations 2008

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